:root{color-scheme:light;--page: #f6f6f3;--surface: #ffffff;--surface-2: #ffffff;--sunk: #f3f3ef;--ink: #0b0b0b;--ink-2: #474643;--muted: #6a6863;--line: #e1e0d9;--axis: #b9b8ad;--grid: #e8e7e1;--accent: #256abf;--accent-soft: #e7f1fb;--accent-ink: #ffffff;--callout: #e7f1fb;--series-1: #2a78d6;--series-2: #eb6834;--series-3: #1baf7a;--series-4: #eda100;--series-5: #e87ba4;--radius: 14px;--font: system-ui, -apple-system, "Segoe UI", Roboto, sans-serif}@media(prefers-color-scheme:dark){:root:where(:not([data-theme=light])){color-scheme:dark;--page: #0d0d0d;--surface: #1a1a19;--surface-2: #222220;--sunk: #141413;--ink: #f0efec;--ink-2: #c9c8bf;--muted: #9a988f;--line: #2f2f2c;--axis: #4a4a46;--grid: #2a2a28;--accent: #4a92ea;--accent-soft: #16263a;--callout: #16263a;--series-1: #3987e5;--series-2: #d95926;--series-3: #199e70;--series-4: #c98500;--series-5: #d55181}}:root[data-theme=dark]{color-scheme:dark;--page: #0d0d0d;--surface: #1a1a19;--surface-2: #222220;--sunk: #141413;--ink: #f0efec;--ink-2: #c9c8bf;--muted: #9a988f;--line: #2f2f2c;--axis: #4a4a46;--grid: #2a2a28;--accent: #4a92ea;--accent-soft: #16263a;--callout: #16263a;--series-1: #3987e5;--series-2: #d95926;--series-3: #199e70;--series-4: #c98500;--series-5: #d55181}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;background:var(--page);color:var(--ink);font:17px/1.55 var(--font)}a{color:var(--accent)}.wrap{max-width:1120px;margin:0 auto;padding:0 16px}.site-header{border-bottom:1px solid var(--line);background:var(--surface)}.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:60px}.brand{display:inline-flex;align-items:center;gap:10px;font-weight:800;font-size:21px;color:var(--ink);text-decoration:none;letter-spacing:-.02em}.brand .logo{flex:none;display:block}.site-header nav a{color:var(--ink-2);text-decoration:none;margin-left:20px;font-size:16px}.site-header nav a:hover{color:var(--ink)}.site-footer{border-top:1px solid var(--line);margin-top:64px;padding:24px 0 40px;color:var(--muted);font-size:15px}.site-footer a{color:var(--muted);margin-right:16px;display:inline-block;margin-bottom:6px}main h1{font-size:clamp(30px,5vw,42px);line-height:1.15;letter-spacing:-.025em;margin:32px 0 8px;text-wrap:balance}.lede{color:var(--ink-2);font-size:clamp(18px,2.2vw,20px);margin:0 0 20px;max-width:60ch;text-wrap:pretty}.prose h2,.prose h3,.step-title,.block-title{text-wrap:balance}.prose{max-width:70ch;margin-top:48px}.prose h2{font-size:26px;margin:40px 0 10px;letter-spacing:-.015em}.prose h3{font-size:19px;margin:26px 0 6px}.prose p,.prose li{color:var(--ink-2)}.formula{font-family:ui-monospace,SFMono-Regular,Menlo,monospace;background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:14px 16px;overflow-x:auto;color:var(--ink);font-size:16px}.cards{--gap: 16px;display:flex;flex-wrap:wrap;justify-content:center;gap:var(--gap);padding:0;margin:16px 0 0;list-style:none}.cards li{display:flex;flex:0 0 calc((100% - 2 * var(--gap)) / 3)}@media(max-width:900px){.cards li{flex-basis:calc((100% - var(--gap)) / 2)}}@media(max-width:560px){.cards li{flex-basis:100%}}.cards a{display:flex;flex-direction:column;width:100%;padding:22px 24px;border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}.card-title{font-size:21px;line-height:1.25;font-weight:750;letter-spacing:-.01em;text-wrap:balance}.cards a span{display:block;color:var(--ink-2);font-size:16px;margin-top:8px;text-wrap:pretty}.cards a .card-go{margin-top:auto;padding-top:14px;color:var(--accent);font-weight:650;font-size:15px}.cards a:hover{border-color:var(--accent);transform:translateY(-1px)}.home-intro{text-align:center;max-width:760px;margin:0 auto 28px}.home-intro h1{margin-top:48px}.home-intro .lede{margin:0 auto}.home-cards{margin-top:0}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius)}.how-to{display:inline-block;margin:0 0 16px;padding:10px 16px;border-radius:999px;background:var(--accent-soft);color:var(--ink);font-size:17px;font-weight:600}.calc-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,1fr);gap:20px;align-items:start}.steps{display:grid;gap:16px}.results-col{position:sticky;top:16px}.wide{margin-top:20px;padding:24px}@media(max-width:900px){.calc-grid{grid-template-columns:minmax(0,1fr)}.results-col{position:static}}.step,.results{padding:22px 24px 24px}.step-head{display:flex;align-items:center;gap:14px}.step-num{flex:none;display:grid;place-items:center;width:48px;height:48px;border-radius:50%;background:var(--accent);color:var(--accent-ink);font-size:24px;font-weight:800}.results .step-num{background:var(--ink);color:var(--page)}.step-kicker{margin:0;font-size:14px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--accent)}.results .step-kicker{color:var(--muted)}.step-title{margin:0;font-size:clamp(22px,2.6vw,26px);line-height:1.2;letter-spacing:-.015em}.step-help{margin:12px 0 0;color:var(--ink-2);font-size:17px}.step-fields{margin-top:16px}.input{display:block;margin-bottom:16px}.input:last-child{margin-bottom:0}.pair{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:16px;align-items:end}.pair:last-child{margin-bottom:0}.pair .input{margin-bottom:0}.field-label{display:block;font-size:18px;font-weight:650;color:var(--ink)}.opt{font-weight:400;color:var(--muted);font-size:15px}.field-help{display:block;font-size:15px;color:var(--muted);margin-top:2px}.field{display:flex;align-items:center;margin-top:8px;min-height:56px;border:2px solid var(--axis);border-radius:10px;background:var(--surface-2)}.field:focus-within,select:focus{border-color:var(--accent);box-shadow:0 0 0 4px color-mix(in srgb,var(--accent) 22%,transparent)}.affix{color:var(--muted);padding:0 0 0 14px;font-size:20px}.field .affix:last-child{padding:0 14px 0 0;font-size:17px}input,select{width:100%;min-width:0;font:inherit;font-size:22px;font-weight:600;color:var(--ink);background:transparent;border:0;padding:12px;outline:none;font-variant-numeric:tabular-nums}select{margin-top:8px;min-height:56px;border:2px solid var(--axis);border-radius:10px;background:var(--surface-2);cursor:pointer}@media(max-width:420px){.step,.results{padding:18px 16px 20px}.wide{padding:18px 16px}.pair{gap:10px}.field-label{font-size:17px}input,select{font-size:20px;padding:10px}}.hero{margin-top:18px;padding:18px 20px;border-radius:12px;background:var(--sunk)}.hero-label{margin:0;color:var(--ink-2);font-size:18px;font-weight:600}.hero-value{margin:4px 0 0;font-size:clamp(42px,7vw,58px);font-weight:800;letter-spacing:-.03em;line-height:1.05;font-variant-numeric:tabular-nums}.hero-sub{margin:8px 0 0;font-size:18px;color:var(--ink-2)}.hero-sub:empty{display:none}.block-label{margin:22px 0 10px;font-size:16px;font-weight:700;color:var(--ink-2)}.stackbar{display:flex;gap:2px;height:22px;border-radius:6px;overflow:hidden;background:var(--line)}.stackbar .seg{min-width:3px}.legend{list-style:none;padding:0;margin:12px 0 0}.legend.values li{display:grid;grid-template-columns:14px 1fr auto 48px;align-items:center;gap:12px;padding:8px 0;border-bottom:1px solid var(--line);font-size:17px}.legend.values li:last-child{border-bottom:0}.legend .val{font-variant-numeric:tabular-nums;font-weight:700}.legend .pct{color:var(--muted);font-size:15px;text-align:right;font-variant-numeric:tabular-nums}.swatch{display:inline-block;width:14px;height:14px;border-radius:4px}.swatch.line{height:4px;width:20px;border-radius:2px;vertical-align:middle;margin-right:8px}.legend.inline{display:flex;flex-wrap:wrap;gap:6px 22px;margin:4px 0 10px;font-size:16px;color:var(--ink-2)}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(140px,1fr));gap:10px;margin:20px 0 0}.stats div{background:var(--sunk);border-radius:10px;padding:12px 14px}.stats dt{font-size:15px;color:var(--muted)}.stats dd{margin:2px 0 0;font-size:20px;font-weight:700;font-variant-numeric:tabular-nums}.note{font-size:16px;color:var(--ink-2);margin:14px 0 0}.note:empty{display:none}.callout{margin:14px 0 0;padding:14px 16px;border-radius:10px;background:var(--callout);font-size:17px}.good{color:var(--ink)}.verdict{display:inline-block;padding:2px 10px;border-radius:6px;font-size:15px;font-weight:700;margin-bottom:4px;background:var(--line);color:var(--ink)}.block-title{margin:0 0 4px;font-size:22px;letter-spacing:-.01em}.block-help{margin:0 0 8px;color:var(--ink-2)}.line-chart{position:relative}.line-chart svg{display:block;width:100%;height:auto;touch-action:pan-y}.line-chart .grid{stroke:var(--grid);stroke-width:1}.line-chart .axis{stroke:var(--axis);stroke-width:1.5}.line-chart .tick{fill:var(--muted);font-size:12px;font-variant-numeric:tabular-nums}.line-chart .cross{stroke:var(--axis);stroke-width:1}.line-chart .marker{stroke:var(--ink-2);stroke-width:1.5;stroke-dasharray:4 4}.line-chart .marker-label{fill:var(--ink);font-size:13px;font-weight:700}.line-chart .dot{stroke:var(--surface);stroke-width:2}.line-chart .hit{fill:transparent;cursor:crosshair}.tip{position:absolute;top:0;transform:translate(-50%);pointer-events:none;z-index:2;background:var(--surface-2);border:1px solid var(--line);border-radius:10px;padding:10px 12px;font-size:15px;box-shadow:0 6px 20px #0000001a;white-space:nowrap}.tip .swatch{width:10px;height:10px;margin-right:6px}.schedule summary{cursor:pointer;font-weight:700;font-size:20px;padding:2px 0}.table-scroll{overflow-x:auto;max-height:460px;overflow-y:auto;margin-top:12px}table{border-collapse:collapse;width:100%;font-size:16px;font-variant-numeric:tabular-nums}th,td{text-align:right;padding:10px 12px;border-bottom:1px solid var(--line);white-space:nowrap}th:first-child,td:first-child{text-align:left}th{position:sticky;top:0;background:var(--surface);color:var(--muted);font-weight:600;font-size:15px}tr.current td{background:var(--accent-soft);font-weight:700}.mobile-summary{position:fixed;left:12px;right:12px;bottom:12px;z-index:10;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 16px;border:0;border-radius:14px;cursor:pointer;text-align:left;background:var(--ink);color:var(--page);font:inherit;box-shadow:0 8px 28px #00000040}.mobile-summary[hidden]{display:none}.ms-text{display:flex;flex-direction:column;line-height:1.2}.ms-text span{font-size:14px;opacity:.8}.ms-text strong{font-size:22px;font-variant-numeric:tabular-nums}.ms-go{font-size:15px;font-weight:700;white-space:nowrap}@media(min-width:901px){.mobile-summary{display:none!important}}.disclaimer{margin:18px 0 0;padding-top:14px;border-top:1px solid var(--line);font-size:14px;line-height:1.5;color:var(--muted)}.disclaimer a,.footer-disclaimer a{color:var(--muted)}.footer-disclaimer{max-width:80ch;font-size:14px;line-height:1.5}.ad-slot{min-height:100px;margin:32px 0 0}
